Preapproval Center

(800) 784-7985

HARP 2.0 Refinance

Down payment assistance program

The Federal Government enacted the Home Affordable Refinance Program (HARP) in March 2009. The aim of this program is to help homeowners who are underwater on their mortgages get refinance loans so they can take advantage of the record low rates in today’s lending environment.

In March 2012, HARP 2.0 guidelines went into effect. Here are a few of the key guidelines of the program:

▸ The mortgage being refinanced must have been guaranteed by Fannie Mae prior to      June 1, 2009

▸ Primary, second home, and investment properties are eligible

▸ The addition of a borrower IS allowed provided the original borrower remains on the loan

▸ Property inspection waivers can be used in many cases, which means a new appraisal      won’t be required to do the refinance

Is your mortgage eligible for a HARP 2.0 Refinance?

Just fill out the secure quote form to the right and someone from our Preapproval Team will contact you as soon as possible. It’s that simple!

Get Started Today:

Please complete the form below and a member of our Preapproval Team will contact you as soon as possible.
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